Original article by Roy Morgan
Market Research Update – Page: Online : 27-Aug-25

New research from Roy Morgan shows that an estimated 27.8% of mortgage holders were ‘At Risk’ of ‘mortgage stress’ in the year to June 2025, down from 30.3% in the previous 12 months. The proportion of Australians who are estimated to be ‘Extremely at Risk’ of mortgage stress has in turn fallen to 18.5%, down from 19.7 per cent in the year to June 2024. However, the decline in the proportion of mortgage holders at ‘Extreme Risk’ of mortgage stress was only evident among those in the top three socio-economic quintiles. Among those in the lowest two quintiles, the proportion of mortgage holders ‘at extreme risk’ of mortgage stress increased – by 5% among those in the E Quintile, and by 5.2% among those in the FG quintile. Meanwhile, mortgage holders with annual household incomes of under $100,000 are more likely to be ‘Extremely at Risk’ of mortgage stress. Only mortgage holders in households with annual incomes of $100,000 or more have seen a decline in mortgage stress. These latest findings come from the Roy Morgan Single Source survey, derived from in-depth interviews with over 60,000 Australians each year.

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