Original article by Roy Morgan
Market Research Update – Page: Online : 1-Oct-25

New research from Roy Morgan shows that 27.9% of mortgage holders were ‘At Risk’ of ‘mortgage stress’ in the three months to August 2025, down only 0.5% points from June. The share of mortgage holders ‘At Risk’ of ‘mortgage stress’ has been above 25% since February 2023, despite three interest rate cuts so far this year. The number of Australians ‘At Risk’ of mortgage stress has increased by 616,000 since May 2022, when the RBA began a cycle of interest rate increases. Meanwhile, the number of Australians considered ‘Extremely At Risk’ of mortgage stress is now numbered at 915,000 (17.9% of mortgage holders), which is significantly above the long-term average over the last 10 years of 14.8%. These are the latest findings from Roy Morgan’s Single Source Survey, based on in-depth interviews conducted with over 60,000 Australians each year, including over 10,000 owner-occupied mortgage-holders.

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