Original article by Roy Morgan
Market Research Update – Page: Online : 29-Oct-25

Roy Morgan’s Single Source research shows that 52.3% of owner-occupier mortgage holders who live alone or are single parents are ‘At Risk’ of mortgage stress, while 36.0% are ‘Extremely at Risk’. Many more women than men are impacted; an estimated 205,000 ‘single female’ mortgage holders were ‘At Risk’ of mortgage stress in the 12 months to June 2025 compared with 108,000 ‘single male’ mortgage holders. More single women were also ‘Extremely at Risk’ of mortgage stress (137,000), compared with 74,000 single male mortgage holders. The substantially higher number of single female mortgage holders at risk of mortgage stress is not only due to single women being more likely to be at risk of mortgage stress, but also due to there being more single women than single men among mortgage holders; nearly twice as many mortgage holders are single women (6.8%) as single men (4.1%). While single women are more likely to be at ‘Extreme Risk’ of mortgage stress than ‘single men’, the gap is greatest among those aged under 34, where the income gap between men and women is greater.

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